Toll Free:

Live chat
Order now Log In
Toll Free:

Trend in Student Loans

Trend in Student Loans

Over time, students have been relying on loans to assist them in financing their university bachelor’s degree, and the amount they are receiving lately is becoming steeper due to the increasing rates of interests. For this reason, student need a lot of advice in looking for a reasonable loan that will save him and the parents a great amount of money.

Most universities package their student loans into Stafford loan or a federal parent PLUS loan. The Stafford loan attracts a fixed interest rate of 6.8%; however, there are fees of 1% which pushes the rates to over 7%. The federal parent PLUS loan, on the other hand, has a fixed interest rates of 7.9% interest rates. However, there are upfront charges of 4% on this type of a loan. This makes this type of a loan pricier that other types of loans in institutions where a parent has good credits. In the long run, parents end up paying higher amounts, and the amounts may not even be enough for the student’s tuition payment and survival.

Parents can also opt to take a loan against their whole life insurance though this type of investment is rather poor since the fees are very high. Parents can borrow loans to pay school fees against the balances they have with the insurance companies. The investment under this policy keeps growing though at a lower rate of 4% as compared to the 5-6% of a typical loan. Parents can, therefore, enjoy a net borrowing cost of 1-2%.

 Faced with such realities, the best loans options for students are the federal students’ loans, which is available to all students regardless of the amounts their parents make. This loan offers freshmen students at least 5,500 and $7.500 for the upperclassmen. This loan comes with better perks like flexible repayment period and it caps the student’s repayment to 1% of their disposable income per month after graduating from college.



We offer original custom essays in a wide range of subjects. No matter the topic, you will get an impressive essay.


Discussion Board Post

If you want to get the best discussion board post at an affordable price, just apply to our experts for help.


Research paper

If you experience any difficulties in writing research papers, welcome to us. We produce unique academic papers only!



Ask our experienced and highly educated writers to help you write your coursework, and you will get an impeccable and original paper.


Case Study

Use case study writing services offered by our reputable company. We guarantee to deliver only premium papers.



You can buy a unique questions-answers essay from our custom writing agency online. Hire us to help you succeed!


Powerpoint Presentation

Every time you are looking for a place to purchase a high-quality and creative PowerPoint presentation, visit our website.


Term paper

If you need help in writing a quality term paper, contact us. Our skilled writers specialize in creating authentic papers.


Response paper

Hire our experienced writers to produce a perfectly written response paper for you. We are dedicated to your success.



Use the first-class custom formatting service provided by our diligent experts. We can help you format papers in all styles.


Research proposal

If you do not know how to write a research proposal, make use of our superb research proposal writing services whenever you need.



Order a dissertation written by a professional PhD writer. You will be completely satisfied with your piece of writing.


Article Review

When writing an original article review turns out a difficult task for you, entrust it to our professionals to do it in no time.


Literary analysis

If you need expert assistance in writing a literary analysis essay, choose our reliable service to do the job. Order your essay now!



We can help you paraphrase any of your academic papers. Thus, if you need rewriting help, use our services and get high grades.


Reaction paper

Forget about reaction paper writing difficulties! Ask our qualified writers to help you express unique thoughts and reactions on the subject.


Excel Exercises

Leave the details of your Excel assignment to our competent writers, and they will do it professionally and fast, no matter its difficulty.


Annotated Bibliography

Acquire our remarkable annotated bibliography writing services! We charge the most affordable prices and never compromise on quality.


Business Report

In case you need professional assistance with business report writing, turn to our company. We will provide you with a flawless paper.



Purchase a well-structured and unique outline from us online, and get a brilliant paper. We write custom outlines to all papers.

Limited Time Offer
Your 1st Order
Online - please click here to chat